BC Alliance for Arts + Culture

BC Alliance members access a comprehensive extended health benefits plan at low group rates. Are you covered?

Eligibility

This is true group insurance, which means that all of the usual benefits offered through an employer, if you were an employee, are offered through the BC Alliance for cultural groups of all sizes, specializing in smaller organizations and the self-employed.

The plan is well-suited to fit the needs of companies of all sizes in the cultural industries. Sole proprietors and small companies, who often find it difficult to obtain quality coverage on their own, will find the plan especially beneficial.

Established by the BC Alliance for Arts + Culture over twenty years ago to meet the needs of artists and arts organizations at a time when it was difficult for artists to get insurance, our group plan continues to protect our community by maintaining its long history of plan stability and competitive rates.

Our plan with Canada Life offers excellent coverage for all products with no medical evidence requirement, pending approval and eligibility of application by providers.

Available Benefits

Extended Health
Dental
Life Insurance
Accidental Death & Dismemberment
Long Term Disability
Optional Critical Illness

How does it work?

Organizations pay partial to full amounts of their employee costs, and self-employed artists pay premiums themselves. There is some tax relief for the self-employed who purchase their own extended medical benefits.

Associated Costs

The rate schedule is based on your family status and your annual income. The health and dental plans are designed to extend to cover spouses and dependent children.

Example: An individual making $30,000 per year can expect to pay approximately:

$219 per month (single coverage)
$357 per month (couple coverage - one dependent, spouse or child)
$533 per month (family coverage - two or more dependents)

Please note: Higher incomes will result in higher Long Term Disability premiums as the benefit amounts payable will also increase to cover 60% of net earned income. Our insurance representative Saskia Vermeulen would be pleased to provide you with a quote upon request.